• Tuition: $445 per semester hour*
• Application Fee (non-refundable): $50.00 (one-time fee)
• Graduation Fee: $225 (due semester of graduation)
• Textbooks and Supplies: Will vary by course
• Transcript Fees: $5 for each transcript requested

*MAE students qualify for a graduate tuition award which reduces graduate tuition from $735 to $425 per semester hour. The tuition award DOES NOT apply to undergraduate courses taken for teacher licensure or any other undergraduate courses. Tuition and fees are subject to change at any time and may apply to all students, including those currently enrolled.

Tuition for 2011-2012: $445 per semester hour *

• Application Fee (non-refundable): $50.00 (one-time fee)
• Graduation Fee: $225 (due semester of graduation)
• Textbooks and Supplies: Will vary by course
• Transcript Fees: $5 for each transcript requested

*MAE students qualify for a graduate tuition discount which reduces graduate tuition to $445.00 per semester hour. The tuition award DOES NOT apply to undergraduate courses taken for teacher licensure or any other undergraduate courses. Tuition and fees are subject to change at any time and may apply to all students, including those currently enrolled.

Estimated Total Costs per Semester (excluding books):

• Tuition (6 hrs @ $445 per hour):  $2,670

Financial Assistance (Loans)
Students who qualify may obtain a Federal Direct Stafford Loan. The Department of Education will determine if the student qualifies for a subsidized or unsubsidized loan. The Department of Education pays for the interest on the subsidized loan, and the student is responsible for the interest on the unsubsidized loan. Students must be enrolled for at least 6 hours per semester to receive a loan. E-mail financialaid@cumberland.edu for Cumberland's financial aid packet.

To obtain a Federal Direct Stafford Loan, the student must:

1. Students must complete and submit the Free application for Federal Direct Student Aid (FAFSA) online at www.fafsa.ed.gov. Students must list Cumberland University (I.D. number 003485) on the FAFSA as one of the schools to receive application information. After the form is filed, the Department of Education will send a Student Aid Report (SAR) to the applicant.
2. Students must be fully accepted into the Master of Arts in Education program. Students may not obtain a loan if under an "incomplete" or "provisional" status.
3. Students must be enrolled for at least six hours per semester.
4. Not be in default on a previous student loan or be in an overpayment situation from financial aid received at previously attended institutions.
5. Students must complete the Master Promissory Note for Federal Stafford Loans, entrance counseling, and an Active Loan Request form. These forms are enclosed in the Financial Aid Packet. Students must complete lines 1-16 and return the forms to the financial aid office for certification.   

For assistance, call the Cumberland University Office of Financial Services at 800.467.0562 ext. 1254, fax us at 615.443.8424, or e-mail us at financialaid@cumberland.edu.